Smart Saver Account

Smart Saver is a savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month you don't make a withdrawal.
  • Competitive variable rate of 1.90% pa
  • Smart Saver gives you the perfect incentive to keep saving by rewarding you with interest every month you don't make a withdrawal
  • No minimum opening or ongoing balance required

e-Saver Account

Get instant support for all your banking needs with this simple instant access account. You can embrace the best of both worlds and build your savings while enjoying easy online access to your savings. It’s free and easy to withdraw or transfer money when you need it.

  • Make instant transfers across your international accounts
  • Access your money from wherever you are in the world
  • Build your savings faster with monthly interest payments

Everyday Account

Enjoy Free transactions1 and save at great rates.
  • Free internet transfers and bill payment transactions within New Zealand
  • Free ATM transactions at any ATM within New Zealand
  • Free Electronic Funds Transfer at Point Of Sale (EFTPOS) transactions within New Zealand

Get all the benefits you'd expect from a bank account and more.

Premier Explorer Account

Give your child the tools they need to understand the value of money and manage their finances effectively. Under your guidance, your child will share in the many benefits you receive as an HSBC Premier customer.
  • Fee-free online banking
  • No monthly service fee
  • Unlimited number of electronic transactions
  • Open an account in the name of your child or grandchild under the age of 25
Excludes clearance, cheque, cash handling and telegraphic transfer fees. Network charges apply for ATM withdrawals from ATM machines. Please refer to Section B of the Retail Banking and Wealth Management Fees and Charges guide (PDF, 221KB).

New Zealand Dollar Fixed Term Deposit Account

The investment that enjoys a fixed rate of return.

 

The HSBC term deposit account allows you to keep control of your investment and, with our competitive interest rates, you’ll also be well on your way to achieving your savings goals.

  • Select the term from seven days to five years
  • Competitive interest rates depending on the term of your investment
  • No establishment fees – no upfront base fee or a monthly administration fee on our term deposits
  • A choice of interest payment frequency – monthly, quarterly or six-monthly basis
  • Flexible maturity instructions from a range of options

Peace of mind and all the control you need for New Zealand dollar deposits.

Foreign Currency Fixed Term Deposit Account

The investment that enjoys a fixed rate of return.

 

The HSBC term deposit account allows you to keep control of your investment and, with our competitive interest rates, you’ll also be well on your way to achieving your savings goals.

  • Select the term from seven days to five years
  • Competitive interest rates depending on the term of your investment
  • No establishment fees – no upfront base fee or a monthly administration fee on our term deposits
  • A choice of interest payment frequency – monthly, quarterly or six-monthly basis
  • Flexible maturity instructions from a range of options

Peace of mind and all the control you need for foreign currency deposits.

Multi-currency Account

  • Easy management of foreign currencies means you can make transactions and receive income in a foreign currency
  • International transfers mean you can move funds between your international HSBC foreign currency accounts using HSBC's Global Transfers
  • Makes managing overseas expenses easier such as covering the cost of your children studying abroad
  • No monthly fee for Premier customers2

Manage 10 leading currencies, anytime, anywhere.

Renminbi Savings Account

HSBC was the first bank in New Zealand to offer Chinese Renminbi (RMB) accounts for business customers, and the first in the world to offer the service across six continents. Now, we're leading the way again with the HSBC Premier Renminbi Savings Account, which gives personal customers the opportunity to access a previously restricted emerging market currency.
  • Renminbi (RMB) funds held in New Zealand just like any other foreign currency and earning interest
  • International transfers to other RMB accounts or to accounts in any other foreign currency
  • RMB foreign exchange that capitalises on shifting exchange rates by exchanging other currencies to and from RMB
  • No monthly fee and available exclusively to HSBC Premier customers

Access to one of the world's largest and fastest-growing economies with an HSBC Premier Renminbi Savings Account.

1Fees also apply to international payments and to non-HSBC overseas ATM transactions. Please refer to our Retail Banking and Wealth Management Fees and Charges guide for a full list of fees and charges.

2For Non-Premier customers a monthly service fee will apply. Fees for international payments and ATMs also apply to Non-Premier customers. For a full list of fees and charges applicable to Non-Premier customers please refer to our Retail Banking and Wealth Management Fees and Charges guide (PDF, 76KB). Non-Premier customers require a minimum opening balance and ongoing balance of NZD50,000.