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Everyday Account

Get all the benefits you'd expect from a bank account and more

HSBC Everyday Account

Enjoy free transactions1


Once you have opened an HSBC Everyday Account, you can register for internet banking and open an e-Saver account, one of our highest-earning savings accounts.

  • Free internet transfers and bill payment transactions within New Zealand
  • Free ATM transactions at any ATM within New Zealand
  • Free Electronic Funds Transfer at Point Of Sale (EFTPOS) transactions within New Zealand

How HSBC Everyday Account can help you

Cash withdrawals

With this account, you will be given an ATM card.

Premier customers can use their ATM card to withdraw money from any ATM in New Zealand free of charge – up to NZD3,000 a day. Premier customers can also make free withdrawls from HSBC ATMs worldwide.

The option to have a chequebook is also available with the HSBC Premier Everyday Account.

Before you travel, please tell us you will be using your cards abroad using Internet Banking and ensure we hold your up-to-date contact details, including a mobile telephone number if available.

Internet Banking

With HSBC internet banking you can check your balance, see your statements and pay your bills and much more. To see how it works, watch our interactive demo. Internet banking facilities are available 24/7, subject to planned maintenance periods.

Telephone Banking

Get a balance enquiry, obtain transaction details and transfer cash between accounts at any time, day or night, with our automated service. And if you have a query, our Premier consultants are available at 0800 028 088, 24/7 every day of the year. Calls may be monitored and/or recorded.

Easy payments

Make it easy to manage your money by setting up direct debits, automatic payments or bill payments so your bills are paid automatically. Plus you can make one-off payments to friends and family, either online or over the phone.

Are you eligible?

To qualify for HSBC Premier, you need to meet the following qualifying criteria:

  • A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance); and/or 
  • A minimum value of NZD100,000 in savings and investments with HSBC in New Zealand; and/or 
  • If you are an overseas HSBC Premier customer you will automatically qualify for Premier customer status in New Zealand.

After qualifying as a HSBC Premier customer, minimum home loan values no longer apply, although other home lending criteria may still need to be met. Eligibility criteria applies to HSBC Premier and the eligibility criteria is set at our discretion.

For Non-Premier customers a monthly service fee will apply. Fees for international payments and ATMs also apply to Non-Premier customers. For a full list of fees and charges applicable to Non-Premier customers please refer to our Retail Banking and Wealth Management Fees and Charges guide (PDF, 76KB). Non-Premier customers require a minimum opening balance and ongoing balance of NZD50,000.

Apply now

Contact us

Call us 24/7 on 0800 02 80 88 (within New Zealand) or +64 9 368 8557 (from overseas; international toll charges apply).

Alternatively, you can e-mail us and we will get back to you within two business days.

You can also mail us at: PO BOX 5947, Wellesley Street, Auckland, 1141, New Zealand

1Fees also apply to international payments and to non-HSBC overseas ATM transactions. Please refer to our Retail Banking and Wealth Management Fees and Charges guide (PDF, 76KB) for a full list of fees and charges.