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Everyday Account

Get all the benefits you'd expect from a bank account and more

HSBC Everyday Account

Enjoy free transactions1


Once you have opened an HSBC Everyday Account, you can register for internet banking and open an e-Saver account, one of our highest-earning savings accounts.

  • Free internet transfers and bill payment transactions within New Zealand

  • Free ATM transactions at any ATM within New Zealand

  • Free Electronic Funds Transfer at Point Of Sale (EFTPOS) transactions within New Zealand

How HSBC Everyday Account can help you

Cash withdrawals

With this account, you will be given an ATM card.

Premier customers can use their ATM card to withdraw money from any ATM in New Zealand free of charge – up to NZD3,000 a day. Premier customers can also make free withdrawls from HSBC ATMs worldwide.

The option to have a chequebook is also available with the HSBC Premier Everyday Account.

Before you travel, please tell us you will be using your cards abroad using Internet Banking and ensure we hold your up-to-date contact details, including a mobile telephone number if available.

Internet Banking

With HSBC internet banking you can check your balance, see your statements and pay your bills and much more. To see how it works, watch our interactive demo. Internet banking facilities are available 24/7, subject to planned maintenance periods.

Telephone Banking

Get a balance enquiry, obtain transaction details and transfer cash between accounts at any time, day or night, with our automated service. And if you have a query, our Premier consultants are available at 0800 028 088, 24/7 every day of the year. Calls may be monitored and/or recorded.

Easy payments

Make it easy to manage your money by setting up direct debits, automatic payments or bill payments so your bills are paid automatically. Plus you can make one-off payments to friends and family, either online or over the phone.

Are you eligible?

Find out how you can enjoy all that HSBC Premier has to offer

Apply now

Contact us

It’s quick and easy to apply. Call us 24/7 on 0800 02 80 88 (within New Zealand) or +64 9 368 8557 (from overseas; international toll charges apply).

Alternatively, you may complete the below Contact Us form and we will get back to you within two business days.

Already an HSBC customer?

Call your relationship manager to find out more. 


Simply send us a secure message through internet banking and we’ll take care of the rest.

1Fees also apply to international payments and to non-HSBC overseas ATM transactions. Please refer to our Wealth and Personal Banking Fees and Charges guide (PDF, 78.8KB) and HSBC Debit  Mastercard Terms and Conditions (PDF, 94.8KB) for a full list of fees and charges.
2 For Personal Banking customers a monthly service fee will apply. Fees for international payments and ATMs also apply to Personal Banking customers. For a full list of fees and charges applicable to Personal Banking customers please refer to our Wealth and Personal Banking Fees and Charges guide (PDF, 78.8KB) guide. Personal Banking customers require a minimum opening balance and ongoing balance of NZD50,000.