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HSBC Premier Transactional Account interest rates

Interest rates for HSBC transactional accounts.
Account Name	Balances	Interest Rate (p.a)
HSBC Everyday Account	$0+	0.00%
Premier Explorer Account	$0+	0.00%

Interest rates for HSBC transactional accounts.
Account Name	HSBC Everyday Account
Balances	$0+
Interest Rate (p.a)	0.00%

Account Name	Premier Explorer Account
Balances	$0+
Interest Rate (p.a)	0.00%

HSBC Premier Savings Account interest rates

Interest rates for HSBC savings accounts.
Account Name	Balances	Interest Rate (p.a)
HSBC Smart-Saver Account	$0 - $5,000,000	1.90%
HSBC Smart-Saver Account	$5,000,001 +	0.00%
HSBC e-Saver Account	$0 - $5,000,000	0.10%
HSBC e-Saver Account	$5,000,001 +	0.00%
Premier Multi-currency Savings Account	$0+	0.00%

Interest rates for HSBC savings accounts.
Account Name	HSBC Smart-Saver Account
Balances	$0 - $5,000,000
Interest Rate (p.a)	1.90%

Account Name	HSBC Smart-Saver Account
Balances	$5,000,001 +
Interest Rate (p.a)	0.00%

Account Name	HSBC e-Saver Account
Balances	$0 - $5,000,000
Interest Rate (p.a)	0.10%

Account Name	HSBC e-Saver Account
Balances	$5,000,001 +
Interest Rate (p.a)	0.00%

Account Name	Premier Multi-currency Savings Account
Balances	$0+
Interest Rate (p.a)	0.00%

HSBC Premier Fixed Term Deposit interest rates

Interest rates for HSBC fixed term deposit accounts^1 2.
Terms	Balances	Interest Rate (p.a)
1 month	$0 - $9,999	0.20%
1 month	$10,000 - $99,000	0.30%
1 month	$100,000 +	0.50%
3 months	$0 - $9,999	1.70%
3 months	$10,000 - $99,000	2.00%
3 months	$100,000 +	2.40%
4 months	$0 - $9,999	1.70%
4 months	$10,000 - $99,000	2.40%
4 months	$100,000+	2.50%
5 months	$0 - $9,999	1.70%
5 months	$10,000 - $99,000	2.60%
5 months	$100,000 +	2.70%
6 months	$0 - $9,999	1.70%
6 months	$10,000 - $99,000	2.70%
6 months	$100,000 +	2.80%
9 months	$0 - $9,999	1.70%
9 months	$10,000 - $99,000	2.70%
9 months	$100,000 +	2.80%
12 months	$0 - $9,999	1.70%
12 months	$10,000 - $99,000	2.70%
12 months	$100,000 +	2.80%
2 years	$0 - $9,999	1.70%
2 years	$10,000 - $99,000	2.70%
2 years	$100,000 +	2.80%
3 years	$0 - $9,999	1.70%
3 years	$10,000 - $99,000	2.70%
3 years	$100,000 +	2.80%
4 years	$0 - $9,999	1.70%
4 years	$10,000 - $99,000	2.80%
4 years	$100,000 +	2.90%
5 years	$0 - $9,999	1.70%
5 years	$10,000 - $99,000	2.90%
5 years	$100,000 +	3.00%

Interest rates for HSBC fixed term deposit accounts^1 2.
Terms	1 month
Balances	$0 - $9,999
Interest Rate (p.a)	0.20%

Terms	1 month
Balances	$10,000 - $99,000
Interest Rate (p.a)	0.30%

Terms	1 month
Balances	$100,000 +
Interest Rate (p.a)	0.50%

Terms	3 months
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	3 months
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.00%

Terms	3 months
Balances	$100,000 +
Interest Rate (p.a)	2.40%

Terms	4 months
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	4 months
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.40%

Terms	4 months
Balances	$100,000+
Interest Rate (p.a)	2.50%

Terms	5 months
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	5 months
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.60%

Terms	5 months
Balances	$100,000 +
Interest Rate (p.a)	2.70%

Terms	6 months
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	6 months
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.70%

Terms	6 months
Balances	$100,000 +
Interest Rate (p.a)	2.80%

Terms	9 months
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	9 months
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.70%

Terms	9 months
Balances	$100,000 +
Interest Rate (p.a)	2.80%

Terms	12 months
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	12 months
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.70%

Terms	12 months
Balances	$100,000 +
Interest Rate (p.a)	2.80%

Terms	2 years
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	2 years
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.70%

Terms	2 years
Balances	$100,000 +
Interest Rate (p.a)	2.80%

Terms	3 years
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	3 years
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.70%

Terms	3 years
Balances	$100,000 +
Interest Rate (p.a)	2.80%

Terms	4 years
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	4 years
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.80%

Terms	4 years
Balances	$100,000 +
Interest Rate (p.a)	2.90%

Terms	5 years
Balances	$0 - $9,999
Interest Rate (p.a)	1.70%

Terms	5 years
Balances	$10,000 - $99,000
Interest Rate (p.a)	2.90%

Terms	5 years
Balances	$100,000 +
Interest Rate (p.a)	3.00%

¹The above term deposit interest rates do not apply to New Zealand non-resident customers who elect to have the Approved Issuer Levy applied.

²Applies to NZD accounts only.

Eligibility criteria applies to HSBC Premier. Qualifying Financial Entities (QFE) disclosure statements are available on request free of charge. HSBC Retail Banking and Wealth Management Terms and Conditions (PDF, 639KB) and Retail Banking and Wealth Management Fees and Charges (PDF, 76.3KB) and most recent disclosure statement are available free of charge from any HSBC office or on our website. All interest rates quoted are subject to change without notice.

HSBC Premier Home Loan rates

Interest rates for HSBC home loan products.
Home Loan Products	Interest Rate (p.a)
Floating rate	5.79%
Fixed rates	–
6 months	4.85%
1 year	3.79%
18 months	3.79%
2 year	3.79%
3 year	3.89%
4 year	4.19%
5 year	4.29%
Home Equity (Revolving)	5.99%
Home Smart³	6.70%

Interest rates for HSBC home loan products.
Home Loan Products	Floating rate
Interest Rate (p.a)	5.79%

Home Loan Products	Fixed rates
Interest Rate (p.a)	–

Home Loan Products	6 months
Interest Rate (p.a)	4.85%

Home Loan Products	1 year
Interest Rate (p.a)	3.79%

Home Loan Products	18 months
Interest Rate (p.a)	3.79%

Home Loan Products	2 year
Interest Rate (p.a)	3.79%

Home Loan Products	3 year
Interest Rate (p.a)	3.89%

Home Loan Products	4 year
Interest Rate (p.a)	4.19%

Home Loan Products	5 year
Interest Rate (p.a)	4.29%

Home Loan Products	Home Equity (Revolving)
Interest Rate (p.a)	5.99%

Home Loan Products	Home Smart³
Interest Rate (p.a)	6.70%

³Home Smart is no longer available for sale.

Interest rates are current as at Monday 17 June 2019 and are subject to change or withdrawal without notice. HSBC Premier qualification criteria applies (e.g. combined lending of NZD500,000 or more or NZD100,000 of savings and investments with HSBC). Early repayment fees may apply to fixed rate loans. HSBC Retail Banking and Wealth Management Terms and Conditions (PDF, 639KB) apply. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong SAR, acting through its New Zealand branch.

For more information on HSBC Premier or any of these interest rates, contact us on 0800 028 088.

HSBC Premier Transactional Account interest rates

HSBC Premier Savings Account interest rates

HSBC Premier Fixed Term Deposit interest rates

HSBC Premier Home Loan rates

Terms and conditions