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Interest Rates

The below interest rates are only available to existing HSBC New Zealand customers. For further details on the wind-down of our Wealth and Personal Banking business, please refer to our Latest Updates page

HSBC Premier Savings Account interest rates

Interest rates for HSBC savings accounts.
Account Name
 VALUE $0 - $5,000,000 VALUE $5,000,000 +
HSBC Smart Saver Account
 4.20% 0.00%
HSBC eSaver
 2.20% 0.00%
Interest rates for HSBC savings accounts.
Account Name
 HSBC Smart Saver Account
VALUE $0 - $5,000,000 4.20%
VALUE $5,000,000 + 0.00%
Account Name
 HSBC eSaver
VALUE $0 - $5,000,000 2.20%
VALUE $5,000,000 + 0.00%

Eligibility criteria applies to HSBC Premier. Click here to view or download a copy of the HSBC FAP Public Disclosure Statement. HSBC Wealth and Personal Banking Terms and Conditions (PDF, 134KB) and Wealth and Personal Banking Fees and Charges (PDF, 78.8KB) and most recent disclosure statement are available free of charge from any HSBC office or on our website. All interest rates quoted are subject to change without notice.

Terms and conditions 

Interest rates are effective from Thursday, 10 August 2023 and are subject to change or withdrawal without notice (other than for variable home loan rates where 14 days' prior notice will be provided). Terms and conditions, and HSBC Premier qualification criteria apply. Early repayment fees may apply to fixed rate loans. HSBC Wealth and Personal Banking Terms and Conditions (PDF, 134KB) apply. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong Special Administrative Region (SAR), acting through its New Zealand branch.

For more information on HSBC Premier or any of these interest rates, contact us on 0800 028 088.

Contact us to learn more about interest rates
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