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HSBC Premier

International banking services and products to help you build a world for you and your family.

Unlock a world of benefits with HSBC Premier

HSBC Premier is here to help you and your family live a life full of life, whether you're buying a new home, investing in your future, caring for loved ones, or simply looking to enjoy the benefits of all your hard work. HSBC Premier is a dedicated, truly personal service with competitive rates and pricing, assistance for you and your family, wherever you are in the world.

Join HSBC Premier

Find out how you can enjoy all that HSBC Premier has to offer.

The personal bank service that puts you first

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Experience Premium banking with personal services, global support and no monthly fees.1

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Look after those that mean the most, by extending your Premier privileges to your family.

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Unlock Premier status across 29 markets, with a unique range of global services and solutions.

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Be confident your finances are in good hands, with competitive rates.

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Share the HSBC Premier experience

And be rewarded with a gift card to the value of NZD500.

Unlock everything HSBC Premier has to offer

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Premier - for you

  • enjoy competitive rates for your foreign exchange and home loans

  • access to a dedicated Premier Relationship Manager if you have $500,000 or more in home loans with us, or a Total Relationship Balance (TRB) greater than $100,000 with us. Please refer to Eligibility Criteria below for more details on TRB

  • we provide you and your children with assistance through emergency encashment for access to instant cash up to USD2,000 from HSBC outlets worldwide3


Premier - for your family

When you're Premier, your loved ones are Premier too, with access for your family to global Premier privileges.

  • Premier status for you, your spouse and your children

  • access to a dedicated Premier Relationship Manager for you and your family

  • overseas account opening support for loved ones moving abroad2


Premier - around the world

Unlock Premier in one country, and you can live, work and travel the Premier way across 29 markets.

  • overseas account opening support prior to moving or working abroad1

  • automatic Premier status in 29 markets around the world

  • multi-currency account – manage up to 10 leading currencies

  • see all of your international accounts in one place with Global View

  • transfer instantly between all your global HSBC accounts, free of charge

Eligibility criteria

Whether you're new to HSBC, or looking to upgrade your existing relationship, you can unlock everything HSBC Premier has to offer if you meet one of the following criteria:

Option 1: your annual income

Have an individual or joint HSBC account with an annual income of at least NZD125,000*

*Your salary does not need to be credited to your HSBC account, but you may be required to provide evidence of your salary to become an HSBC Premier customer if this is the only criteria you fulfil.

Option 2: your savings and investments

Maintain a Total Relationship Balance (TRB) with us of NZD100,000 or more.

Option 3: your HSBC mortgage

A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance).

How you can unlock HSBC Premier

Find out more

For more information on HSBC Premier, or to find out how you can become eligible, call us or arrange a call back. We are available 24/7 on 0800 02 80 88 (within New Zealand) or +64 9 368 8557 (from overseas; international toll charges apply).


Alternatively, please complete the Premier enquiry form below and we will get back to you shortly.

Apply in branch

Visit our Premier Centre in Auckland to meet with one of our experienced Premier Relationship Managers. Making a prior appointment is recommended.

Frequently Asked Questions

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Paper plane; image used for HSBC NZ Global Transfer page
click to open the global view and global transfer page

Experience one view of all your HSBC bank accounts in various markets and currencies. You can make instant international transfers at no extra charge between them with HSBC Premier's Global Transfer feature.

Building blocks; image used for HSBC NZ Home Loans page
click to view the mortgages page

Whether you're buying a new home or looking to refinance your existing home loan, we have a home loan suited for you.

laptop and birds; images used for HSBC NZ Multi-Currency Account page
click to view the multi-currency account

Our multi-currency accounts and foreign exchange capabilities make it easy for you to manage your money in different currencies.

1Subject to meeting HSBC Premier qualifying criteria. Other banking services fees and charges may apply, please refer to Wealth and Personal Banking Fees and Charges for full details.

2Subject to account opening criteria, local laws and regulations.

3Emergency encashment services are available to HSBC Premier customers and their family members who have an account with any member of the HSBC group and subject to local regulations. “Family member” means immediate family member including spouse, parents and any dependent (namely, sons, daughters, anyone the customer has legal guardianship over). The eligibility of the family members for this service is subject to our sole determination. In case of disputes in relation to the use of this service, our decision shall be final and conclusive.


Important information

HSBC Premier eligibility criteria applies, and is set out on this webpage, with further detail contained in the HSBC New Zealand Wealth and Personal Banking Terms and Conditions and Fees and Charges. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.

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