Foreign Currency Fixed Term Deposit Account
The investment that enjoys a fixed rate of return.
The HSBC term deposit account allows you to keep control of your investment and, with our competitive interest rates, you’ll also be well on your way to achieving your savings goals.
Select the term from seven days to one year
Competitive interest rates depending on the term of your investment
No establishment fees – no upfront base fee or a monthly administration fee on our term deposits
A choice of interest payment frequency – monthly, quarterly or six-monthly basis
Flexible maturity instructions from a range of options
Features and benefits
Open and manage your term deposit onlineCollapse Expand
Select the termsCollapse Expand
Competitive interest ratesCollapse Expand
A wide range of currency optionsCollapse Expand
No establishment feesCollapse Expand
Choose the frequency of interest paymentCollapse Expand
Flexible maturity instructionsCollapse Expand
HSBC Premier benefits are completely free for eligible customers. To qualify, you must meet Premier qualifying criteria of:
- A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance
- A minimum value of NZD100,000 in savings and investments with HSBC in New Zealand
- If you're an overseas HSBC Premier customer, you'll automatically qualify for Premier customer status in New Zealand
Note: Once you become a qualified HSBC Premier customer, minimum home loan values no longer apply, although other home lending criteria may still need to be met.
Apply for a Foreign Currency Term Deposit Account
Things you should know
Please note all foreign currency exchange transactions are subject to cut off times If a request for a foreign currency exchange transaction is received after the applicable cut off time, this request will be processed the next business day.
Once your account is open, all you need to do is register for internet banking, log on and choose e-Statements as your statement option.
Eligibility criteria apply for all HSBC products.
Before applying, please take the time to read the following. You may also want to save some of these documents for future reference.