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New Zealand Dollar Fixed Term Deposit

Peace of mind and all the control you need for New Zealand dollar deposits

New Zealand Dollar Fixed Term Deposit Account

The investment that enjoys a fixed rate of return.


The HSBC term deposit account allows you to keep control of your investment and, with our competitive interest rates, you’ll also be well on your way to achieving your savings goals.

  • Select the term from seven days to five years
  • Competitive interest rates depending on the term of your investment
  • No establishment fees – no upfront base fee or a monthly administration fee on our term deposits
  • A choice of interest payment frequency – monthly, quarterly or six-monthly basis
  • Flexible maturity instructions from a range of options

Features and benefits


HSBC Premier benefits are completely free for eligible customers. To qualify, you must meet Premier qualifying criteria of:

  • A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance
  • A minimum value of NZD100,000 in savings and investments with HSBC in New Zealand
  • If you're an overseas HSBC Premier customer, you'll automatically qualify for Premier customer status in New Zealand

Note: Once you become a qualified HSBC Premier customer, minimum home loan values no longer apply, although other home lending criteria may still need to be met.

Apply for a Local Currency Term Deposit Account

Contact us

Speak to one of our friendly Premier consultants at 0800 028 088 within New Zealand or +64 9 368 8557 from overseas (international toll charges apply).

Already an HSBC customer?

Call your relationship manager to find out more. You may also open a new account online.

Things you should know

1Calls may be monitored and/or recorded.