HSBC Multi-currency Savings Account

Designed for international customers, our multi-currency accounts and foreign exchange capabilities make it easy for you to manage your money in different currencies.
  • Easy management of foreign currencies means you can make transactions and receive income in a foreign currency
  • International transfers mean you can move funds between your international HSBC foreign currency accounts using HSBC's Global Transfers
  • Makes managing overseas expenses easier such as covering the cost of your children studying abroad
  • No monthly fee for Premier customers1

Features and benefits

  • Multiple options – manage up to 10 different currencies, take advantage of movements in exchange rates and earn interest, too
  • A convenient single record simplifies managing your finances, with all currencies consolidated in one easy-to-read statement
  • Make cash deposits and withdrawals in these currencies at any of our branches worldwide: NZD, USD, GBP, AUD, HKD, EUR, SGD and JPY
  • Unlimited access and complete control means you can transfer funds between currencies, check balances and monitor exchange rate movements via phone and internet banking, 24 hours a day, 7 days a week, from anywhere in the world
  • Access Real time FX rates and a full suite of foreign exchange solutions
  • No account charges
    No monthly service fees apply to HSBC Premier customers.

A choice of foreign exchange solutions

Mortgage payments. School fees. Overseas property maintenance. If you have financial commitments in more than one country, you can convert your money into another currency in a number of ways.

Our multi-currency products will allow you to:

  • International bank transfers, pay bills, such as school fees or mortgage payments, in another currency
  • Optimise market fluctuations to manage currency exchange risk for future payments
  • Diversify your savings portfolio to help achieve your financial goals

All the currencies we offer

View our bank and savings accounts in different currencies.
Currency
Everyday Account
Multi-currency Account
Fixed Term Deposit Account
e-Saver Account Smart Saver Account
New Zealand Dollar (NZD)
Yes Yes
Yes
Yes
Yes
US Dollar (USD)
Not Applicable Yes
Yes
Not Applicable
Not Applicable
Australian Dollar (AUD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Euro (EUR)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Hong Kong Dollar (HKD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Japanese Yen (JPY)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Pounds Sterling (GBP)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Singapore Dollars (SGD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Swiss Francs (CHF)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Candian Dollars (CAD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
View our bank and savings accounts in different currencies.
Currency
New Zealand Dollar (NZD)
Everyday Account
Yes
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Yes
Smart Saver Account Yes
Currency
US Dollar (USD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Australian Dollar (AUD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Euro (EUR)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Hong Kong Dollar (HKD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Japanese Yen (JPY)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Pounds Sterling (GBP)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Singapore Dollars (SGD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Swiss Francs (CHF)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Candian Dollars (CAD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable

A word about the risks

You should be aware of the potential risks of investing in a currency that is not your base currency. Fluctuation in exchange rates may also impact adversely when converting currencies in your multi-currency account.

Please remember that the past performance of a currency is not necessarily an indication of its future performance.

Eligibility

This account is available exclusively to our Premier customers.

To qualify for HSBC Premier, you need to meet the following qualifying criteria:

  • A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance); and/or 
  • A minimum value of NZD100,000 in savings and investments with HSBC in New Zealand; and/or 
  • If you are an overseas HSBC Premier customer you will automatically qualify for Premier customer status in New Zealand.

After qualifying as a HSBC Premier customer, minimum home loan values no longer apply, although other home lending criteria may still need to be met. Eligibility criteria applies to HSBC Premier and the eligibility criteria is set at our discretion.

Apply now

Contact us

Call us 24/7 on 0800 02 80 88 (within New Zealand) or +64 9 368 8557 (from overseas; international toll charges apply).

Alternatively, you can e-mail us and we will get back to you within two business days.

You can also mail us at: PO BOX 5947, Wellesley Street, Auckland, 1141, New Zealand

Already an HSBC customer?

HSBC Premier customers can complete an application form at any of our branches or contact our Premier Service Centre,

or

Simply send us a secure message through internet banking and we’ll take care of the rest.

1For Non-Premier customers a monthly service fee will apply. Fees for international payments and ATMs also apply to Non-Premier customers. For a full list of fees and charges applicable to Non-Premier customers please refer to our Retail Banking and Wealth Management Fees and Charges guide (PDF, 76KB). Non-Premier customers require a minimum opening balance and ongoing balance of NZD50,000.