Terms, Conditions and Standard Contracts - HSBC NZ

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Important information

Please note that the following products are withdrawn from sale effective 19 May 2017;

Foreign Currency Loans
Guarantees
Business Standard Cheque Account

Please note the following are downloadable in PDF. If you need to download Adobe Reader in order to read PDF documents, click here.

Everyday Banking

ATM Switch off Notice Effective 28 October 2019 (PDF, 236KB) for ATM Switch off Notice Download link
Terms and Conditions (PDF, 639KB) to read the terms and conditions Download link
Fees and Charges (PDF, 76.2KB) to read the fees and charges Download link
Terms of Use for Internet Banking (PDF, 2.5MB) to read terms of use for Internet Banking Download link
Global View Terms and Conditions (PDF, 943KB) to read Global View Terms and Conditions Download link
Global Transfer Important Notes (PDF, 441KB) to read Global Transfer Important Notes Download link
HSBC Debit Mastercard Terms and Conditions (PDF, 60.2KB) to read the terms and conditions Download link
Foreign Account Tax Compliance Act (FATCA) Entity (PDF, 869KB) for FACTA entity form Download link
IRS FATCA Forms to learn more about FATCA This link will open in a new window

Borrowing¹

¹Home Loan default interest rate - at any time is the annual interest rate plus the default margin of 5% per annum.

A home loan establishment fee may be applicable, up to a maximum of NZD450.

Other important terms and information

Forms

Cheques are cleared within three business days at HSBC.

If you need to make international remittances/payments into HSBC New Zealand accounts, you will need to use our SWIFT code, which is HSBCNZ2A.