Table of Contents:
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Everyday Banking
Borrowing1
1Home Loan default interest rate - at any time is the annual interest rate plus the default margin of 5% per annum. Please note that the Default Interest margin will be reduced to 1.5% effective from 3 December 2020. The Default Interest Rate is at any time is the Annual Interest Rate or (during the Fixed Rate period the Fixed Interest rate plus the default interest margin. For further information please refer to Home Loan Standard Terms and Conditions.
A home loan establishment fee may be applicable, up to a maximum of NZD450.
Other important terms and information
Forms
Cheques are cleared within three business days at HSBC.
If you need to make international remittances/payments into HSBC New Zealand accounts, you will need to use our SWIFT code, which is HSBCNZ2A.
Withdrawn Products
Please note that the following products are withdrawn from sale effective 19 May 2017;
- Foreign Currency Loans
- Guarantees
- Business Standard Cheque Account