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HSBC Premier Home Loans

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HSBC Premier Home Loans

Looking to purchase a new home or an investment property?

Buying a new house is exciting and we are here to help you. HSBC Premier is a personalised banking service that is built around you, offering a high level of personal care and attention both in New Zealand and overseas.

Take advantage of a low 4.29% p.a. home loan fixed for two years or view our current home loan rates.

Enquire now or call 0800 028 088

  • Your personal Relationship Manager will guide you through the entire process whether you’re buying, moving or refinancing
  • Tailored Home Loan solutions for owner occupiers and investors

How we can help you choose an HSBC Premier home loan

  • Get a home loan pre-approval that is valid for three months, so that you can bid and buy with confidence
  • Preferential rates exclusive to you – we’ll hold the rate for 14 days for free from when your loan is approved and documented

HSBC Home Loans As individual as you are

  • Potential contributions towards solicitor’s or valuation fees
  • Use our online calculators to work out how much you can borrow
  • Multiple repayment options

We’ll help you get the right home loan and, with help from our experienced HSBC Premier relationship managers, make sure it matches your lifestyle.

Our range of Premier Home Loan solutions


Top up your home loan

As you repay your loan, you may apply to borrow more for any purpose, still secured by your house and still at HSBC’s competitive home loan interest rate.

Keep the same home loan when you move house

If you sell your home and buy another, you may retain your existing HSBC Premier Home Loan package by simply exchanging the security to your new property.

Make additional repayments without penalty

With a standard Floating Rate and Home Equity Home Loan, there are no penalties for early or lump sum repayments. You can also increase the repayments on your Fixed Rate Home Loan by up to a further 20%, with no penalties (any increase must be for the remainder of the fixed term).

Am I eligible for this?

This account is available exclusively to our Premier customers.

Learn more about Am I eligible for this?

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New to HSBC Premier?

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Already an account holder?

Access your HSBC Premier products and services and discover how we can support your personal economy.

Contact your Relationship Manager