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Multi-currency Savings Account

HSBC Multi-currency Savings Account

Designed for international customers, our multi-currency accounts and foreign exchange capabilities make it easy for you to manage your money in different currencies.
  • Easy management of foreign currencies means you can make transactions and receive income in a foreign currency
  • International transfers mean you can move funds between your international HSBC foreign currency accounts using HSBC's Global Transfers
  • Makes managing overseas expenses easier such as covering the cost of your children studying abroad
  • No monthly fee for Premier customers1

Features and benefits

  • Multiple options – manage up to 10 different currencies, take advantage of movements in exchange rates and earn interest, too
  • A convenient single record simplifies managing your finances, with all currencies consolidated in one easy-to-read statement
  • No account charges
    No monthly service fees apply to HSBC Premier customers.
  • Unlimited access and complete control means you can transfer funds between currencies, check balances and monitor exchange rate movements via phone and internet banking, 24 hours a day, 7 days a week, from anywhere in the world
  • Access Real time FX rates and a full suite of foreign exchange solutions

A choice of foreign exchange solutions

Mortgage payments. School fees. Overseas property maintenance. If you have financial commitments in more than one country/region, you can convert your money into another currency in a number of ways.

Our multi-currency products will allow you to:

  • International bank transfers, pay bills, such as school fees or mortgage payments, in another currency
  • Optimise market fluctuations to manage currency exchange risk for future payments
  • Diversify your savings portfolio to help achieve your financial goals

All the currencies we offer

View our bank and savings accounts in different currencies.
Currency
Everyday Account
Multi-currency Account
Fixed Term Deposit Account
e-Saver Account Smart Saver Account
New Zealand Dollar (NZD)
Yes Yes
Yes
Yes
Yes
US Dollar (USD)
Not Applicable Yes
Yes
Not Applicable
Not Applicable
Australian Dollar (AUD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Euro (EUR)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Hong Kong Dollar (HKD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Japanese Yen (JPY)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Pounds Sterling (GBP)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Singapore Dollars (SGD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Swiss Francs (CHF)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
Canadian Dollars (CAD)
Not Applicable
Yes
Yes
Not Applicable
Not Applicable
View our bank and savings accounts in different currencies.
Currency
New Zealand Dollar (NZD)
Everyday Account
Yes
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Yes
Smart Saver Account Yes
Currency
US Dollar (USD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Australian Dollar (AUD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Euro (EUR)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Hong Kong Dollar (HKD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Japanese Yen (JPY)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Pounds Sterling (GBP)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Singapore Dollars (SGD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Swiss Francs (CHF)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable
Currency
Canadian Dollars (CAD)
Everyday Account
Not Applicable
Multi-currency Account
Yes
Fixed Term Deposit Account
Yes
e-Saver Account Not Applicable
Smart Saver Account Not Applicable

A word about the risks

You should be aware of the potential risks of investing in a currency that is not your base currency. Fluctuation in exchange rates may also impact adversely when converting currencies in your multi-currency account.

Please remember that the past performance of a currency is not necessarily an indication of its future performance.

Contact us

Call us 24/7 on 0800 02 80 88 (within New Zealand) or +64 9 368 8557 (from overseas; international toll charges apply).

Alternatively, you may complete the below Contact Us form and we will get back to you within two business days.

Already an HSBC customer?

Call your relationship manager to find out more.

Or

Simply send us a secure message through internet banking and we’ll take care of the rest.

1For Personal Banking customers a monthly service fee will apply. Fees for international payments and ATMs also apply to Personal Banking customers. For a full list of fees and charges applicable to Personal Banking customers please refer to our Wealth and Personal Banking Fees and Charges guide (PDF, 78.8KB). Personal Banking customers require a minimum opening balance and ongoing balance of NZD50,000.

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