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A flowering tree; image used for HSBC New Zealand Premier offer page.

Need a bigger garden?

Last Days! Enjoy our great new home loan rate of just 1.99% p.a. fixed for 12 or 18 months

Special Fixed Home Loan offer

Whether you're buying a new home or looking to refinance your existing home loan, we have a solution suited for you.

Why an HSBC Fixed Home loan?

  • The comfort of knowing exactly what your HSBC Premier Fixed Home Loan repayments will be.

  • Renegotiate a further fixed term, at the interest rates applicable at the time.

  • Alternatively, pay off the loan, in part or full at the end of the fixed term.

  • Whether you're buying a new home or looking to refinance your existing home loan, we have a home loan suited for you.

Pre-approval

Get a home loan pre-approval that is valid for 3 months, so that you can look around and buy with confidence.

Rates

Competitive rate exclusive to HSBC Premier customers - this special rate can be held only for a limited time from when your loan is approved and documented.

Contributions

Potential contributions towards solicitor's or valuation fees.

Multiple repayment options

Choose when to pay your interest, either fortnightly or monthly.

Personalised service

A dedicated HSBC Premier Relationship Manager will take the time to get to understand your banking needs. They will be your one point of contact for your application from start to finish.

Calculators

Use our online calculators to work out how much you could potentially borrow.

Interest Rates

1.99% p.a.

Fixed for 12 or 18 months

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International banking services and products to help you build a world for you and your family.

Find out more on the benefits and eligibility criteria.

Apply today

Contact us

Contact one of our Premier Consultants who are available 24 hours 7 days a week at our dedicated New Zealand Premier Call Centre on 0800 028 0881.

Already an HSBC customer?

Call your relationship manager today or speak to one of our Premier consultant at 0800 028 0881.

Existing HSBC Premier customers must borrow at least an additional NZD100,000 to qualify for the special offer.

Important Information

Interest rates are valid as at 10 February 2021. HSBC reserves the right to change the advertised rate without notice. Applications must be submitted by 4 April 2021 (inclusive) and all approved applications must settle by 31 May 2021 to qualify for the offer. Terms, conditions, lending criteria and HSBC Premier qualification criteria apply. Existing HSBC Premier customers must borrow at least an additional NZD100,000. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong SAR, acting through its New Zealand branch.

1Calls may be monitored and/or recorded.