HSBC - your worldwide bank
Set up your account before departureDue to restrictions placed by the New Zealand Financial Markets Authority (FMA), we can only assist to open overseas account in the following countries/territories; Brunei, Hong Kong, India, Macau, Philippines, Sri Lanka, Australia, United Kingdom and United States of America.
Available in more than 30 countries/territoriesIf you are enquiring about international banking services for other countries/territories not listed above, contact us to find out options available. Subject to qualifications, status and local country laws and regulations.
Credit history transferBy transferring your HSBC credit history, it's even easier to continue your banking relationship with us. Subject to qualifications, status and local country laws and regulations.
Dedicated HSBC International Case ManagerAn HSBC International Case Manager will take the time to get to understand your international banking needs and help complete the application for you. They will be your one point of contact for your application from start to finish.
Leaving New Zealand
As an HSBC Premier Customer in New Zealand, you will automatically qualify for an HSBC Premier account if the country/region you are travelling to has an HSBC Premier Centre. However, you will need to maintain your Premier status in at least one country/region.
Steps to opening a overseas account while in New Zealand
1. Contact us
Get in touch and start your application at least a month before you travel.
Call our Global International Banking Centre at:
Business hours: 09:00 am – 06:00 pm (Monday to Friday)
Or email us on firstname.lastname@example.org
2. Complete your application
An HSBC International Case Manager will take the time to get to understand your international banking needs and help complete the application for you. They will be your one point of contact for your application from start to finish.
As part of your application we will request a number of documents to meet local country laws, regulations and policies for each application. These include:
- Proof of address
- Proof of income
- Source of income
- Other supporting document such as a visa may be required
Your Case Manager will guide you on what documentation is required, alongside your application form that needs to be signed in branch and verified by an HSBC representative.
3. Account opens
Due to local country laws and regulations, it can take up to 30 days to process your application. Our Global International Banking Centre team will keep you regularly updated on the progress of your application through telephone and email.
Once your account is opened, you will receive a welcome call from your Case Manager. They will make sure your opening has gone smoothly, you have everything you need, and answer any questions you may have.
The Case Manager will arrange for your welcome package, which may includes your debit card and PIN, to be either sent to your mailing address or held for pick-up at a branch of your choice.
Visas, work permits and processes
Unless you are a resident in the country/region you are moving to, you will most likely require a visa or work permit. If you are going overseas on a work contract, contact the appropriate administration department of your company to ensure that they arrange the necessary documents for you. Otherwise, you may need to contact the visa department at the relevant embassy and find out how to obtain the appropriate documents.
Visa and work permit applications can take some time to prepare, so you should start looking into it about a year before departure. Make sure your passport still has at least six months validity left at the time of your move.
Unless your driving licence was issued in the country/region you are moving to, you will probably need an international licence accompanied by your usual driving licence at all times. A domestic driving licence can only be accepted for a limited period after arrival.
Once you arrive at your new destination, you should check with the local transportation authority to find out how to apply for a local licence there.
Finding the right place to live
Finding the right place to live can be quite difficult, especially if you are moving with your family. Contact relocation companies with expertise in your new destination to get a head start in your search. If you decide to buy or rent a property abroad, we can arrange for an overseas HSBC office to assist you.
If you are moving with your children, you will want to ensure the continuity and consistency of your children's education. You will have a few options to ensure your children's education does not suffer.
- International schools: If your children attend an international school in New Zealand, you may want to find a similar school in the new country/region.
- Local schools: If you are going to stay in the country/region you are moving to, consider enrolling your children in a local school. Contact the relevant embassy for a list of schools and the application procedures.
A doctor's check-up for each member of your family is also a good idea. It should be done no later than six months before departure.
In your new country/region, hospital services, doctors' consultations, emergency services and other forms of healthcare may be wholly or partly paid for by the recipient. You will need to factor this expense into your finances or make sure that you have the appropriate levels of health cover or travel insurance.
Make sure that everything you hold dear is covered. Consider getting travel insurance in case of emergency while travelling.
Packing up and moving
Once you know your move date, notify the moving company at least three months before departure. Make sure that all your belongings will arrive before you. In addition, obtain a complete listing of your belongings from your mover and check out what documentation you will need to clear customs in your new country/region.
Just to be safe, leave a photocopy of your passport, visas and other important documents in a safe place before you move.
1Applicants must meet the eligibility requirements for the accounts requested and are subject to local and overseas regulatory requirements. New Zealand securities laws may restrict opening of accounts where The Hongkong and Shanghai Banking Corporation Limited does not operate.
2CultureWizard is a complete online cross-cultural training facility, containing cultural awareness e-learning courses, virtual team training, global leadership assessment tools and culturally focused country/region profiles on over 140 countries/regions.
Please note: This information is provided for your reference only and does not construe any form of legal, financial or other professional advice. The information shown here is derived from sources we believe to be reliable, but which we have not independently verified. HSBC makes no guarantee as to the accuracy or completeness of this information and is not responsible for errors of transmission of factual or analytical data, nor shall it be liable for damages arising out of any person's reliance upon this information. Please refer to our terms and conditions (PDF, 639KB).