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Make your mark with the HSBC Debit Mastercard®

To request your Card call

0800 028 088

At HSBC Premier, we're continually looking at ways in which we can help you make your mark, both here and overseas. Our extensive global presence means we have access to resources and international networks that can provide you with the very best in banking around the world, plus our local expertise means we can also provide you with the very best service here at home as well.

Key Benefits of the HSBC Debit Mastercard

  • Your HSBC Debit Mastercard is simply linked to your eligible HSBC transaction account or savings account - so when you use your card, you're using the money in your account (including any prearranged overdraft funds).
  • Use it to buy things online, over the phone, and overseas1.
  • Withdraw cash from ATMs in New Zealand or overseas and incur no HSBC ATM withdrawal fee2.
  • Tap & goTM at a contactless terminals – in New Zealand or overseas. Here in New Zealand you'll have to enter your PIN for any amount over $80. Overseas, there's a similar threshold, although the amount will vary by country.
  • Use it wherever Mastercard is accepted (in NZ and overseas).
  • Quick and easy request for a card - you can apply within internet banking, over the phone, or in branch. Your HSBC Debit Mastercard comes with an annual fee of $10, which we'll waive for the first year3.
  • Access to a broad range of local and global experiences across dining, travel, retail and entertainment. With offers handpicked for Mastercard cardholders, spoil yourself by visiting
  • Use ATMs to view your account balance(s) 24 hours a day, 7 days a week.

As a current HSBC New Zealand Premier client you do not need to do anything additional, your new HSBC Debit Mastercard will be sent to you soon. However, should you not want to receive an HSBC Debit Mastercard for whatever reason, please contact your Premier Relationship Manager, or call us on 0800 02 80 88.

HSBC Debit Mastercard fees

As at 1 June 2018

Annual card fee $10 p.a. waived for the first year
ATM cash withdrawal fee In New Zealand No HSBC ATM withdrawal fee2
Overseas No HSBC ATM withdrawal fee2
Overseas transaction fee1 2.10% of transaction amount
Additional card $10 per card
Replacement card $15 per card
Card delivery overseas On request

Please ensure you read the HSBC Debit Mastercard Terms and Conditions (PDF, 77KB) for details on using your card overseas.

HSBC Debit Mastercard transaction limits

As at 4 Feb 2019

Transaction type Daily limit value
ATM withdrawal NZD 3,000
Purchase NZD 6,500

1 An overseas transaction fee may apply when you spend overseas or in foreign currency. The NZD transaction amount will appear on your statement and will include any retailer surcharge or ATM operator fee if applicable. A separate transaction amount on your statement, will include this overseas transaction fee, any currency conversion margins and any applicable Mastercard fee. Please refer to the HSBC Debit Mastercard Terms and Conditions (PDF, 77KB) for more details on using your card overseas, foreign currency spend and any applicable reversals on your HSBC Debit Mastercard.

2 ATM operator fees may apply.

3 The annual fee is charged in advance. We will waive the fee for the first year. You can expect your first annual fee on the 1 year anniversary of receiving your HSBC Debit Mastercard.

Tap & go is a trademark of Mastercard International Incorporated. Mastercard and Priceless are registered trademarks and the circles design is a trademark of Mastercard International Incorporated.

Terms and Conditions

HSBC Retail Banking and Wealth Management Terms and Conditions apply. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong SAR, acting through its New Zealand branch (“HSBC”).