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Eligibility home lending criteria

HSBC in New Zealand will only provide home lending to new customers if they meet our HSBC Premier qualifying criteria.

If you’re an existing HSBC Premier customer, you can apply for a home loan of any value, although other home lending criteria may still need to be met.

Find out by contacting your relationship manager.

Calculating how much you can borrow

We understand that you might need an indication of how much you could borrow. You may also want to work out what the repayments would be and how long it would take to pay a home loan off.

Use our simple calculator to get this information.

Lending guidelines

Depending on how much you have saved, and provided that you meet the HSBC Premier qualifying criteria, we could lend you:

  • Up to 80 per cent of the value of the property for a residential property

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