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Information about our products and services, including terms and conditions

Please note that the following products are withdrawn from sale effective 19 May 2017;

  • Foreign Currency Loans
  • Guarantees
  • Business Standard Cheque Account.

Please note the following are downloadable in PDF. If you need to download Adobe Reader in order to read PDF documents, click here.

Everyday Banking Borrowing#
Retail Banking Terms and Conditions Home Loan Standard Terms and Conditions
New: Fees and Charges Brochure (effective 19/05/2017)
Guarantee and Indemnity (sample)
HSBC Declaration to confirm your tax status under FATCA (for Entity customers) Mortgage Memorandum
IRS FATCA Forms Security over deposit agreement (sample)
  Loan details - Home Equity (sample)

#Home Loan default interest rate - at any time is the annual interest rate plus the default margin of 5% per annum.
A home loan establishment fee may be applicable, up to a maximum of NZD450.

Other important terms and information Forms
QFE Disclosure Statement Home Loan application form
Code of Banking Practice Bill Payee Registration form
Understanding Total Relationship Balance and how we apply the Premier below Balance Fee
Switching Bank Request Form
HSBC Safeguard  Account Closure Request Form
The Common Reporting Standard (CRS) CRS Entity Self Certification
CRS Individual Self Certification
CRS CP Self Certification
CRS Declaration

Cheques are cleared within three business days at HSBC.

If you need to make international remittances/payments into HSBC New Zealand accounts, you will need to use our SWIFT code, which is HSBCNZ2A.

For Corporate Banking Terms and Conditions please click here.

The global bank for New Zealanders

HSBC Premier is a globally linked, personalised banking and wealth management service.

Find out more