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HSBC Premier Saver Account

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HSBC Smart Saver Account

Overview

Smart Saver is a savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month you don't make a withdrawal.
 

  • Competitive variable rate of 2.25% pa
  • Smart Saver gives you the perfect incentive to keep saving by rewarding you with interest every month you don't make a withdrawal
  • No minimum opening or ongoing balance required

Already an HSBC customer? Apply online for a HSBC Smart Saver account

More details

Make the most of your HSBC Smart Saver Account

  • Earn interest every month you don't make a withdrawal
  • Arrange for direct deposits straight into your Smart Saver Account to build your savings balance
  • Access to the account is available via HSBC Online Banking, Phone Banking and Branch. Please note no interest will be paid if you make a withdrawal from your Smart Saver Account during the month

Account Access

  • 24 hours a day, 7 days a week Internet and Phone Banking
  • Branch
  • Instant transfers to your HSBC Everyday account should you need to access your savings (remember no interest will be paid if you make a withdrawal during the month)

Account Fees and Charges

  • No monthly account fee for HSBC Premier customers*
  • No charges for transfers to and from your account via Phone or Internet Banking (remember no interest will be paid if you make a withdrawal during the month)
  • Fees may apply for other account services. Please refer to our HSBC Retail Banking and Wealth Management Fees and Charges brochure for full details

* A monthly service fee of NZD 15 will apply to Non-Premier customers with a Smart Saver Account. Please refer to our HSBC Retail Banking and Wealth Management Fees and Charges brochure for full details

Terms and Conditions

  • Interest is calculated daily and paid monthly on the last business day of the month.
  • No interest will be paid if a withdrawal is made during the month. If you make a withdrawal on or after the last business day of the month, it will result in no interest being applied in the following month.  For example, if you make a withdrawal on Friday, 29 July 2016, Saturday, 30 July 2016 or Sunday, 31 July 2016 no interest will be applied in the month of August 2016
  • Interest rate is subject to change at any time
  • No interest is payable on balances over $5,000,000
  • Maximum of one Smart Saver Account per customer
  • HSBC Smart Saver Account applicants must be individuals aged 18+
  • HSBC Retail Banking and Wealth Management Terms and Conditions and HSBC Retail Banking and Wealth Management Fees and Charges apply

Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong SAR, acting through its New Zealand branch (“HSBC”).

Am I eligible for this?

This account is available exclusively to our Premier customers.

Learn more about Am I eligible for this?

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