How much can I afford?

 
Based on a certain repayment amount, how much can I afford?

Monthly Repayment Amount     
   
Term of loan (years)
   
Interest rate %
   

 

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This calculator provides an approximate estimate/illustration only and is based on the accuracy of the limited financial information provided by you and certain assumptions we have had to make for the purposes of this calculator. Other factors will need to be considered. HSBC does not guarantee the accuracy or reliability of this service. HSBC specifically disclaims any liability for any damages or loss arising out of the use of or reliance on this calculator.

Results do not take into account any other additional payments and assume a constant interest rate for the term of the loan. In practice, interest rates are subject to change. Early repayment loss may apply to fixed rate loans and this calculator does not take into account any break costs or fees or charges associated with early repayment.

This is not an offer of finance by HSBC and a full lending application is required to be completed. HSBC loans are subject to our current lending criteria and applicable fees and charges. Full terms and conditions are available upon application.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. You should not make any decisions based on the information obtained using this calculator without consulting your financial adviser, solicitor, accountant or all of them.

Also try our:

Repayment Calculator


Figure out how much your mortgage repayments on this property will be. Simply enter the details into the calculator and it will do the rest.

Overpayment Calculator


How much time and interest can I save on my floating or variable rate loan by making additional regular payments?

Lump-sum Calculator


How much time and interest can I save on my floating or variable rate loan by making an additional lump-sum repayment?

Budget Planner


Use our Budget Planner tool to work out the disposable income you have each month/week.