Provides lower bank fees and higher interest than a traditional cheque account.
All in one account, combining the benefits of a cheque account with a savings interest rate.
Minimum opening balance of NZD$10,000
No EFTPOS charges within New Zealand
No ATM Charges (HSBC and Westpac ATMs only) within New Zealand
Automated Phone Banking and Internet Banking
Free cheque book (Government stamp duty appllies)
Interest is calculated on your daily balance and paid to you monthly.
Please refer to the current HSBC Retail Banking and Wealth Management Fees and Charges for details on minimum balance requirements and account fees for Savings Cheque Account and other service charges.