Multi-Currency Account

Enjoy the benefits of added flexibility and the potential to earn interest when managing foreign currencies

An HSBC Premier multi-currency account is ideal if you:

Make transactions in a foreign currency
Receive income in a foreign currency
Need to cover expenses of children studying abroad
Wish to earn higher returns on savings in foreign currency; or
Wish to move money between your international HSBC foreign currency accounts using HSBC's Global Transfers

Multiple options

With a New Zealand based multi-currency account you can manage up to ten different currencies, allowing you to take advantage of movements in exchange rates, and earn interest too.

Unlimited access and complete control

With phone and internet banking you can manage your accounts 24 hours a day, 7 days a week, from anywhere in the world. You can transfer funds between currencies, check balances and monitor exchange rate movements.

HSBC Premier customers can make cash withdrawals in these currencies from any of our branches:

NZD, USD, GBP, AUD, HKD, EUR, SGD and JPY.^#

^#Non-Premier customers can only make cash withdrawals from the One Queen Street branch.

Opening up a multi-currency account

HSBC Premier customers can complete an application form at any of our branches or contact our Premier Call Centre.^* Non-Premier customers must make a minimum initial deposit when opening an account.

AUD 8,000	GBP 3,000	NZD 10,000
CAD 7,000	HKD 50,000	SGS 8,000
CHF 6,500	JPY 500,000	USD 5,000
EUR 4,500

^*Non-Premier customers must complete their application form at the One Queen Street branch

Important Note: Please note that you should be aware of the potential risks of investing in a currency that is not your base currency. Fluctuations in exchange rates may also impact adversely when converting currencies within your multi-currency account. Please remember that past performance of a currency is not necessarily an indication of its future performance.

Please note that interest is not payable in respect of some currencies or when balances fall below minimum requirements. You can obtain further information regarding which currencies accrue interest , latest exchange rates and interest rates by phoning us on 0800 80 23 80 or by logging on to HSBC internet banking.

Eligibility criteria applies to HSBC Premier. HSBC's Personal Financial Services Terms and Conditions, Retail Banking and Wealth Management Fees and Charges brochure and most recent Disclosure Statement are available free of charge from any HSBC branch or website www.hsbc.co.nz. Terms and Conditions apply to the products mentioned. Fees and charges may also apply. There are potential risks of investing in a currency that is not your base currency. Fluctuations in exchange rates may impact adversely when converting currencies within your Multi Currency Account. Please remember that past performance of a currency is not necessarily an indication of its future performance. Please note that interest is not payable in respect of some currencies or when balances fall below minimum requirements, please see www.hsbc.co.nz for further information. The Global View service is currently available in 39 countries and Global Transfers is available in 35 countries and is subject to daily transfer limits of USD100,000 OR NZD equivalent. HSBC does not guarantee that transfers will be processed on time in all circumstances. Non-Premier customers can only make cash withdrawals from the Queen Street branch. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong SAR with limited liability, acting through its New Zealand branch.

Please refer to the current HSBC Retail Banking and Wealth Management Fees and Charges for details on minimum balance requirements and account fees for the multi-currency account and other service charges. HSBC's current Disclosure Statement is available on request