Compare Savings Accounts

We have developed a range of innovative accounts to manage money, transfer money, invest money and create wealth.

Before you apply for an account, first think about what kind of features you'd like from a bank account, using our comparison table to help you. If you'd like to see more details for any of these products, click on the product name.

	Online Savings Account	Savings Cheque	Multi Currency
What might you use the account for?	Building regular savings Holding savings funds at a competitive rate Making day to day purchases via EFTPOS/ATM Convenience - one account for savings and transactions	Making day to day purchases via EFTPOS/ATM	Transacting in foreign currencies, or Saving in foreign currencies if for example you are earning a foreign currency or are looking for an account to hold your foreign currency savings
What do I have to pay for?	Withdrawals from non HSBC and non Westpac ATMs $15 monthly fee	Withdrawals from non HSBC and non Westpac ATMs $15 monthly fee	$0.50 per deposit/withdrawal $15 monthly fee
What do I have to pay for?	HSBC General fees and charges may apply.
How can I access my account?	Internet banking, ATM, EFTPOS, Phone banking, Westpac branches (Deposits only) and HSBC Wealth Centres (HSBC Premier Customers only)	Internet banking, ATM, EFTPOS, Phone banking, Westpac branches (Deposits only) and HSBC Wealth Centres (HSBC Premier Customers only)	Internet banking, phone banking and HSBC Wealth Centres (HSBC Premier Customers only)
Specific opening requirements?	NZD $10,000, however this does not have to be maintained after account opening.	NZD $10,000, however this does not have to be maintained after account opening.	USD 5,000 AUD 8,000 NZD 10,000 EUR 4,500 HKD 50,000 JPY 500,000 GBP 3,000 SGD 8,000 CHF 6,500 CAD 7,000