We have a range of home loan options to choose from, we can tailor a home loan solution that suits you.
|Home Equity Home Loan||Fixed Rate Home Loan||Floating Rate Home Loan||Foreign Currency Home Loan|
As long as you have at least 20% equity in your home, you can take advantage of our Home Equity Home Loan, which will give you access to the funds you need to forge ahead. And whilst you are building your assets, you'll find a Home Equity Home Loan delivers a lot of other advantages including:
If you would feel more comfortable knowing exactly what your repayments are, or want to protect yourself against interest rate rises, our Fixed Rate Home Loan will give you security and control, plus a number of other benefits including:
Not everyone wants or needs a loan with all the bells and whistles. Which is why our Floating Rate Home Loan delivers a simple, straightforward approach and some very attractive benefits including:
HSBC also offers home loans in Foreign Currencies for the purchase of a residential property in New Zealand.
A Foreign Currency Home Loan is available to people who earn the majority of their income in a foreign currency. Loans are currently available in six international currencies (USD, HKD, SGD, AUD, JPY, EUR).
Taking out your home loan in a foreign currency will allow you to:
|Call us: 0800 80 23 80 (or +64 9 918 8350 from overseas) seven days a week and we will contact you within 24 hours|
Want to know how much your repayments will be or the impact on your floating or variable rate loan of making a lump sum payment? Our range of home loans tools and calculators can help.
HSBC normal lending criteria apply. Full terms and conditions for HSBC loans are available upon application. Interest rates quoted are subject to change without notice. Fees and charges may apply. Early Loan Prepayment fees may apply to fixed home loans. Retail Banking and Wealth Management Terms and Conditions apply.
Our calculators provide an estimate/illustration only and are based on the accuracy of the limited financial information provided by you. HSBC does not guarantee the accuracy or reliability of this service. HSBC specifically disclaims any liability for any damages or loss arising out of the use of or reliance on any calculator. Results do not take into account any other additional payments and assume a constant interest rate for the term of the loan. In practice, interest rates are subject to change. Early repayment loss may apply to fixed rate loans and these calculators do not take into account any break costs or fees or charges associated with early repayment. Additional assumptions may apply to each calculator. These calculators do not constitute an offer of finance by HSBC and a full lending application is required to be completed.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. You should not make any decisions based on the information set out above or obtained using any calculator without consulting your financial adviser, solicitor, accountant or all of them.