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- Floating Rate Home Loan
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Floating Rate Home Loan
Not everyone wants or needs a loan with all the bells and whistles. Which is why our Floating Rate Home Loan delivers a simple, straightforward approach and some very attractive benefits including:
•
Competitive interest rates
• The flexibility to make additional repayments without penalty to save on interest (minimum $5,000)
• Freedom to redraw any additional pre-payments (minimum $2,000 and fee applies)
Benefits of a Floating Rate Home Loan
A Floating Rate Home Loan is one where the interest rate varies. As a result, both the interest rate applied to your loan and the amount you are required to pay on a monthly or fortnightly basis may also rise or fall.
In the case of falling interest rates you can elect to reduce your repayments, or you may prefer to continue making repayments at the higher level, which effectively helps you pay off your loan faster.
Contact us / Apply for a home loan
There are several ways you can contact us and/or apply for a home loan, choose the one which suits you:
- As an existing HSBC Premier customer call your Relationship Manager
- Call us on 0800 80 23 80 (or +64 9 918 8350 from overseas) 24 hours a day, seven days a week
- Visit a HSBC branch
You can download a home loan application form here.
HSBC will only provide home loans to new customers if they meet our HSBC Premier qualifying criteria, click here to find out more.
Some Terms and conditions you should be aware of
HSBC Premier eligibility criteria, normal lending criteria apply. HSBC's Retail Banking and Wealth Management terms and conditions , HSBC's Retail Banking and Wealth Management fees and charges, HSBC Premier service guide apply. All are also available on request from any HSBC branch.
