This prestigious card takes you beyond the level of other cards, with exceptional privileges to help you make the most of your lifestyle.

• Complimentary Membership Rewards Programme with no points capping or expiry¹
• Earn two Membership Rewards points for every dollar spent¹
• Preferential annual card fee of NZD250 - save NZD75 per year
• No annual card fee for supplementary cards - earn points even faster²
• Up to 55 days interest free on purchases³
• Option to transfer points to Air New Zealand Airpoints Dollars^TM5
• Complimentary overseas travel and accident insurance for you and your family, which covers flight delays, missed connections or delayed luggage⁷

Apply for an HSBC Platinum Credit Card from American Express now through the HSBC website, and we'll reward you with a NZD250 Farmers Voucher!* Just spend at least NZD500 on your new Card within the first two months of your Card being approved, and you’ll be rewarded with this Voucher.

Apply now⁴ for the HSBC Platinum Credit Card from American Express.

* Offer ends January 2013. Offer only available to new HSBC Platinum Credit Card members who apply using the online application form on the HSBC website, are approved and spend NZD500 on purchases within the first two months of the Card being approved. Please allow 6-8 weeks after your first two months of Card membership for the delivery of the voucher. Farmers Vouchers are not redeemable or exchangeable for cash or credit and are valid for a period of three months from the date of issue, unless otherwise stated. Normal Farmers Voucher conditions apply.

With American Express, you'll have the unique option of being able to transfer your Membership Rewards points to Air New Zealand Airpoints Dollars^TM5. Then you can take off with flights around New Zealand and the world. Here's what you'll enjoy with our new partner:

• Just 175 Membership Rewards points = 1 Air New Zealand Airpoints Dollar⁵
• Use your Airpoints Dollars on any available seat on any Air New Zealand ticketed and operated flight⁵

^#This is an estimate of monthly spending based on NZD24,000 per year.

Move up to platinum privileges! - Apply now⁴

• 6,800 points = One-year subscription to NZ Life and Leisure⁶
• 17,000 points = Samsonite Ultralite 7 Cabin Bag (Red)⁶
• 24,100 points = Philips iPod Docking Clock Radio DC315⁶

*As at 12 January 2011.

Earning points doesn't mean spending more. It just means choosing to use your HSBC Platinum Credit Card from American Express when you do spend. With more places around the world opening their doors to American Express, you'll find that your card is welcome in more places than before. So you have more opportunities to earn points on your everyday purchases - from petrol and groceries to dinner out, concert tickets and even monthly bills. Find out where American Express is accepted.

Supplementary cards are complimentary
HSBC Platinum Credit Card members are eligible for supplementary cards with no annual card fee – plus you'll earn points on your spouse's or family member's spend too.

Apply now for a supplementary card - download the PDF application form.

Additional cards are complimentary
HSBC Platinum Credit Card members are eligible for one additional card with no annual card fee.

Apply now for an additional card - download the PDF application form.

1. Enrolment and participation in Membership Rewards is subject to the Membership Rewards terms and conditions and partner terms and conditions. Only purchases are eligible for Membership Rewards points. Membership Rewards points do not expire while your account remains current and in good standing. Platinum Card members receive automatic and complimentary enrolment in Membership Rewards and you will earn 2 Membership Rewards points for every NZD1 you spend on your card.
2. Supplementary card customers must be over 18 years of age. You will be liable for all supplementary credit card spending.
3. The credit card gives you up to 55 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.
4. American Express credit approval criteria applies. Subject to terms and conditions. Interest rates, fees and charges apply.
5. Membership Rewards terms and conditions apply. Enrolment in the Air New Zealand Airpoints^TM programme is the card member's responsibility and a card member must be enrolled prior to any points transfer request. A joining fee may apply. Air New Zealand Airpoints programme terms and conditions apply. A transfer fee of NZD35 per transfer of points applies. A minimum of 2,100 points may be transferred into the Airpoints programme and increments of 175 points thereafter. For every 175 Membership Rewards points transferred you receive 1 Airpoints Dollar.
6. All merchandise rewards listed here are correct as at 12 January 2011 and are subject to change and availability. Available at americanexpress.com/newzealand/rewards.
7. American Express Card Insurances are underwritten by ACE Insurance Limited (Company No. 104656) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card Insurances policy of insurance between American Express International (NZ) Inc (Company No. 867929) (American Express) and ACE. This website does not take into account your objectives, financial situation or needs. It is important for you to read the terms and conditions available at www.americanexpress.co.nz/insurance and consider the appropriateness of that insurance in relation to your individual requirements.
   

HSBC American Express® credit cards are issued by American Express International (NZ), Inc and are intended for personal use only. All applicants applying for an HSBC Gold or HSBC Platinum Credit Card from American Express must hold a residential New Zealand address. American Express normal credit criteria and terms and conditions apply. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct as at 27 January 2011 and are subject to change.

American Express International (NZ), Inc. Incorporated in Delaware, USA. Principal Place of Business in New Zealand, 600 Great South Road, Ellerslie, Auckland, 1051.

®Registered trademark of American Express Company.