You are here:

Foreign Currency home loans

Our Foreign Currency Home Loans are ideal for people receiving their income in a foreign currency for buying a property in New Zealand.

The Key Features:

  • The loan must be in the same currency as your main offshore income
  • Home loans are currently available in US dollars, Hong Kong dollars, Euros, Japanese Yen, Australian dollars, and Singapore Dollars
  • Available for owner-occupied properties only
  • Foreign currency loans are on a fixed interest rate for three months, with automatic rollover and interest rate re-adjustment every three months thereafter
  • Foreign currency loan repayments are available on a principal and interest basis
  • All applications are subject to HSBC's lending criteria.

    Important Notice:
  • For further details, including some of the risks associated with borrowing in a foreign currency, please call us.

Contact us / Apply for a home loan

There are several ways you can contact us and/or apply for a home loan, choose the one which suits you:

    HSBC Premier home loan
  • As an existing HSBC Premier customer call your Relationship Manager
  • Call us on 0800 80 23 80 (or +64 9 918 8350 from overseas) 24 hours a day, seven days a week
  • Visit a HSBC branch

You can download a home loan application form here.

HSBC will only provide home loans to new customers if they meet our HSBC Premier qualifying criteria, click here to find out more.

Some terms and conditions you should be aware of

Early prepayment costs may apply if a loan is repaid or switched to another loan during the fixed rate period. Early repayment fees may apply to fixed rate loans. Full particulars of the break cost calculation is contained in the loan details document which will be disclosed to you or your solicitor prior to signing.. HSBC Premier eligibility criteria, normal lending criteria apply. HSBC's Personal Financial Services terms and conditions , HSBC's Personal Financial Services fees and charges, HSBC Premier service guide apply. All are also available on request from any HSBC branch.