This prestige card takes you beyond the level of other cards, with exceptional privileges to help you make the most of your lifestyle.

• Complimentary Membership Rewards Programme with no points capping or expiry¹
• Earn 2 Membership Rewards points for every dollar spent¹
• Preferential annual card fee of $100 in the first year - $325 p.a. thereafter²
• No annual card fee for Supplementary Cards - earn points even faster
• Up to 55 days interest free on purchases³

Apply for an HSBC Platinum Credit Card from American Express now through the HSBC web site, and we'll reward you with 20,000 Membership Rewards points!* Just spend at least $500 on your card in the first two months after being approved, and the points will be added to your account.

Apply now⁴ for the HSBC Platinum Credit Card from American Express.

* Offer ends 31 December 2010. Offer only available to new HSBC Platinum Credit Cardmembers who apply using the pdf application form on the HSBC website, are approved and spend $500 on purchases within 2 months of card approval. Please allow 6 - 8 weeks after you receive your card for the Membership Rewards points to be credited to your account.

With American Express, you'll have the unique option of being able to transfer your Membership Rewards points to Air New Zealand Airpoints Dollars^TM5. Then you can take off with flights around New Zealand and the world. Here's what you'll enjoy with our new partner:

• Just 175 Membership Rewards points = 1 Air New Zealand Airpoints Dollar⁵
• Use your Airpoints Dollars on any available seat on any Air New Zealand ticketed and operated flight⁵

#This is an estimate of monthly spending based on $24,000 p.a.

Move up to Platinum privileges

Apply now⁴ - download the PDF application form

• 8,000 Membership Rewards points = $50 Harvey World Travel Voucher
• 15,000 Membership Rewards points = $100 retail voucher (eg. Farmers, Noel Leeming, Foodtown, Woolworths and Countdown)
• 15,700 Membership Rewards points = return economy flight Wellington to Auckland⁶
• 41,053 Membership Rewards points = return economy flight Auckland to Sydney⁶

Earning points doesn't mean spending more. It just means choosing to use your HSBC Platinum Credit Card from American Express when you do spend. With more places around the world opening their doors to American Express, you'll find that your Card is welcome in more places than ever before. So you have more opportunities than ever to earn points on your everyday purchases - from petrol and groceries to dinner out, concert tickets and even the monthly bills. Find out where American Express is accepted.

Supplementary Cards are complimentary.
HSBC Platinum Credit Card members are eligible for one supplementary card with no annual card fee - plus you'll earn points on your spouse's, de factor partners, or family member's spend, too.

Apply now for a Supplementary Card - download the PDF application form

Additional Cards are complimentary.
HSBC Platinum Credit Card members are eligible for one additional card with no annual card fee.

Apply now for an Additional Card - download the PDF application form

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1. Enrolment and participation in Membership Rewards is subject to the Membership Rewards Terms and Conditions and partner terms and conditions. Only purchases are eligible for Membership Rewards points. Membership Rewards points do not expire while your Account remains current and in good standing. A fee may be applicable for participation in partner airline programmes. A transfer fee of $35 per transfer of points to one of our airline partner programmes will apply. Platinum Card members receive automatic and complimentary enrolment in Membership Rewards and you will earn 2 Membership Rewards points for every $1 you spend on your Card.
2. A $100 Annual Card fee applies for the first year. Thereafter a $325 Annual Card fee applies.
3. The Credit Card gives you up to 55 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.
4. American Express credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply.
5. Membership Rewards Terms and Conditions apply. Enrolment in the Air New Zealand AirpointsTM programme is the Cardmember's responsibility and a Cardmember must be enrolled prior to any points transfer request. A joining fee may apply. Air New Zealand Airpoints programme terms and conditions apply. A transfer fee of $35 per transfer of points applies. A minimum of 2,100 points may be transferred into the Airpoints programme and increments of 175 points thereafter. For every 175 Membership Rewards points transferred you receive 1 Airpoints Dollar.
6. Based on redeeming Membership Rewards points online with American Express® Membership Rewards Travel where the domestic flight cost inc taxes and baggage is $118 per adult, and the international flight cost inc taxes and baggage is $307.90 per adult as at 12 May 2010. Membership Rewards Terms and Conditions apply, subject to availability and change.
   

HSBC American Express® Credit Cards are issued by American Express International (NZ), Inc and are intended for personal use only. All applicants applying for a HSBC Gold or HSBC Platinum Credit Card from American Express must hold a residential New Zealand address. American Express normal credit criteria and terms and conditions apply. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct as at 01 June 2010 and are subject to change.

American Express International (NZ), Inc. Incorporated in Delaware, USA. Principal Place of Business in New Zealand, 600 Great South Road, Ellerslie, Auckland, 1051.

®Registered trademark of American Express Company.