HSBC Premier Newsletter – April 2013
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HSBC Premier newsletter – April 2013
Welcome to the April edition of your HSBC Premier newsletter. This edition has a special focus on home lending and how HSBC Premier can help you to get the most out of your home loan. Taking the lead is our current home loan offer which provides very attractive rates across the full range of fixed rate options. We have also developed three new mortgage calculators on our website, which you can read all about below. We are also pleased to introduce a new regular column Home Loan Corner, where we pick the brains of our Premier relationship managers and get their expert tips on buying your next house in New Zealand. And, for all the rugby fans out there, we have a chance for you to win a double pass to the British Lions test in Brisbane - full details on how to enter are below. |
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In this edition: |
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New Zealand's lowest fixed three year mortgage rate in a decade.
You may have seen our new home loan campaign already, with HSBC Premier dropping its three year home loan rate by 75 basis points to 4.99% per annum - the lowest rate offered by a New Zealand bank in at least a decade. As well as this competitive interest rate, HSBC Premier is also offering market-leading fixed home loan rates across the board at 4.99% p.a. fixed term for one, two and three years, 5.50% for four years and 5.75% for five years. These offers are open for a strictly limited time to new HSBC Premier customers and existing Premier customers who borrow an additional $100,000...more |
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New home loan calculators now up on hsbc.co.nz
Many of you will be surprised as to how much difference a small change in monthly repayments can make. To help you better decide how to structure your home loan, we have added three new calculators to our website. The three new calculators Mortgage Repayment, Overpayment and Lump Sum complement the already existing How much can I afford? and Budget planner tools on our website, so check them out to find out more about you and your home loan....more |
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Home loan corner... with Andrew Kawan
As a Relationship Manager for HSBC Premier, I see clients who buy new houses all the time. Over the years, one of the things I have noticed is that clients generally structure their loan in the same way as they have before; either rolling over their previous loan or choosing a similar structure again. However, it's important to remember that while your previous structure may have suited you before, things may have changed…more |
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British Lions vs. Australia: your chance to see the action live*
In June and July, the British and Irish Lions are touring Australia and HSBC is giving you a chance to be in on the action! As the major sponsor of the Lions, we are giving away a double pass to the first test in Brisbane on 22 June, 2013. We also have a Lions' jersey up for grabs. so just email marketing@hsbc.co.nz with your name and contact details by Tuesday 30 April, 2013 to be in to win. Please note that this competition is only open to New Zealand residents. |
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Well, that's all for this first edition of your HSBC Premier newsletter for 2013. I'd like to thank you for your valued support and wish you and your family well.
To find out more on any of these articles please contact your relationship manager or email premier@hsbc.co.nz.
Yours sincerely |
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Important information |
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Terms and Conditions
Terms and conditions apply to all products and services mentioned. HSBC's current disclosure statement is available on request from any HSBC office.
* Terms and Conditions British Lions vs. Australia
Entry into the Promotion is for new or existing HSBC Premier customers who contact by email marketing@hsbc.co.nz with their name and contact details by 5pm on Tuesday 30 April 2013. Employees of HSBC and their immediate families, advertising or other associated agencies, are not eligible to enter the competition. HSBC is giving away one prize of a double pass for match tickets to the rugby test match between the Wallabies and the British & Irish Lions held in Brisbane, Australia on 22 June 2013 by way of the Draw and one prize of a 2013 Lions jersey. The Prize(s) are not transferable and cannot be exchanged for cash. All other costs associated with receiving the Prize are the Prize Winner's responsibility. The Draw will take place in Auckland on 3 May 2013 at HSBC House, Level 9, 1 Queen Street, Auckland. The Prize Winner will be contacted by phone and/or email after the Draw takes place. HSBC reserves the right to alter the terms of the Promotion or otherwise terminate or suspend the Promotion or Draw without notice if it deems such change or actions to be reasonably necessary in the circumstances. The prize is only available to HSBC Premier customers who are New Zealand residents.
* Home loan offer
Offer available from 27 February 2013 to only new to bank HSBC Premier customers and existing HSBC Premier customers who borrow an additional amount of NZD100,000. HSBC normal lending criteria apply. Interest rates are current as at 27 February 2013 and are subject to change or withdrawal without notice & applies to HSBC Premier customers only (HSBC Premier qualification of e.g. combined lending of NZD500,000 or more or NZD100,000 of savings & investments with HSBC). Early repayment fees may apply to fixed rate loans. HSBC Premier Terms and Conditions, Retail Banking and Wealth Management Terms and Conditions apply.
General
Eligibility criteria apply to HSBC Premier. Terms and conditions and fees and charges may apply to the products and services mentioned. Investment statements are available on request where applicable.
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